A REVOLUTIONARY PRODUCT TO LEVEL THE PLAYING FIELD FOR BUYER AGENTS

Get Prequalified
No Credit Check. No Obligation.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

HOMECASH TM SM

Real Estate Agents

We purchase the home for your client with our cash if unable to get a mortgage.  Your client repurchases the home from us when their mortgage is ready.

DECLINED

Your client’s mortgage was declined in escrow.  No closing.  No commission :(

SPEED

2 weeks to close.
Supersonic.

CREATE VALUE

Build loyalty and referrals from existing AND new clients using a unique product!

ALL-CASH OFFER

Guaranteed offer to close for Seller.  Guaranteed commission for you.

NO CONTINGENCIES

No financing, appraisal, home sale (on buyer’s current home) contingencies

MORE MONEY

More listings from homeowners needing to buy and sell existing home. Receive full commissions & increase closing rate by 50%.

We pay

Property Taxes

Homeowner’s Insurance

HOA Fees

You pay

Fair Market Rent

01

CREATE CLIENT PROFILE

Add your client’s information and give us the address for the home(s) selected.

02

RECEIVE A HOMECASH OFFER VALUATION & PREAPPROVAL

We will get back with a pre-approval for the cash offer we will make

03

SUBMIT OFFER TO SELLER

You will submit an offer with our addendum stating that we will purchase in cash

04

CLOSE ESCROW (EVERYBODY IS HAPPY!)

Mortgage Approved: If your client’s mortgage is approved before closing, all is well!

Mortgage Declined: Your clients still moves in, you get your full commission, and they become tenants until they can secure a mortgage to purchase it back from us.

HOMECASH TM

Lenders

Want to increase your funding? Let us know and you’ll hear from us immediately on our revolutionary program for lenders & loan officers.

COLLABORATIVE UNDERWRITING

We verify borrower income and assets.  More borrower validation.

INCREASE CONVERSION

We turn your preapproval into an all cash offer for your borrower.  Higher seller acceptance; guaranteed to close.

MORE
MONEY

Increase lead to pre-approval and funding by 60%.  Kaching!

CREATE VALUE

Build loyalty and referrals from existing AND new clients using a unique product!

Careers

We are looking for energetic, friendly, and passionate individuals in giving homeowners a new way to access their home equity, as well as potential homeowners a new way to buy homes.  Your excellent communication skills and attention to detail will contribute to key outcomes that secure existing business initiatives and drive brand engagement.  You will keep the company accountable to its customers and referral channels by troubleshooting problems and providing solutions for maximum customer satisfaction.

  • Extensive on-boarding and training support

  • Unlimited growth opportunities in real estate, finance, investments, and management

  • Very competitive salary, benefits, and bonus/incentives

Apply Now

FAQ

Ok. This sounds too good to be true. What’s the catch? Can you explain how the process works, one more time?

We get asked this all the time. Rest assured – there is no catch!We buy the home for your buyer using our cash if they’re unable to close on their mortgage/obtain financing. You get your full realtor’s commission when we close with the seller. They move in and rent the home from us and has up to 6 months days to purchase the home from us at the exact same price we bought it for.

What if my client has an existing home? Can they take advantage of this?

Absolutely. Our program was originally designed for existing homeowners. As you know very well, sellers are less likely to accept offers contingent on a home sale. With our program, your client can make a winning offer on their next home, then you and your client can take their time to sell their current home without sacrificing price.

If your client has not sold their previous home before the closing date on the new home, we will purchase the new home. They move in (no moving pains, timing issues, stress, etc.) the home, which gives you and the client time to maximize the selling price of the home.

This removes the stress and timing issues of a back-to-back closing. It also helps you to get new listing agreements with clients who are too afraid to move because of the timing issues and stress of having to find their next home and sell their current home with perfect timing.

I need some more detail in the offer and escrow process.

You’ll need to submit 3 documents along with the CAR purchase agreement to the Seller.

1. Back-Up Offer Addendum - This states that if the Buyer is unable to secure financing by closing day, Home Capital will step in and purchase the home onthe Buyer's behalf, in cash.

2. Proof of Funds – Home Capital provides Proof of Funds that we can purchase the home as a backup buyer in case your buyer cannot close in time.

3. Seller Cover Letter - The cover letter helps explain our Home Capital America’s offer to the seller.

You will be assigned a dedicated Client Success member that will provide the documents and help guide you through the offer process.  After the Seller accepts the offer, we will conduct an on-site inspection of the home. After this period has passed, we will guarantee the purchase on yourbuyer’s behalf. We suggest you use our preferred escrow companies to ensure a fast closing. We can guarantee closing within 14 business days after the due diligence period.

What if my buyer backs out of the contract and decides not to purchase the home?

Home Capital America will then have the option to sell the home (the buyer is still obligated as a tenant to pay rent) If your buyer does not want the home after the inspection period has passed, the total amount due to us will be our standard fee, earnest money deposit, due diligence money, and 2 months of rent (if 6 mos. lease has not been fulfilled).

What happens if my buyer closes their mortgage by the close date?

If your buyer obtains their mortgage before close, hooray! They will close on the home as in any standard purchase.  Home Capital does not take ownership of the home in this case.

What does this cost? How do you make money?

Home Capital is free for agents. We partner with you to enable your clients with the capital and technology to buy and sell with certainty. Our fee, which is 1.95% of the home purchase price, is typically paid either by buyer and/or seller at closing. If your buyer needs to rent, we charge them a fair, pre-determined market rent on the home. In many cases, the seller pays our fee as part of seller paid closing costs, however, the fee is negotiable between the buyer and seller and can be split however they see fit.

Does this affect my commission?

Absolutely not, beyond the fact that you get paid more quickly and guarantee your closing. If we end up buying the home for your buyer, we pay your commission through a buyer agency agreement which will be signed prior to the closing.

©Home Capital America